1. I have registered but not purchased on XSTOK till date. Can I also apply?
Yes, all registered members can apply. However, kindly note that approval of buyer's application is at the complete discretion of our Finance partners.
2. What if I don’t need the funds right now?
You can get your credit evaluation done now and as per requirement, use the funds to purchase from XSTOK at a click of the button.
3. How long does it take to get credit evaluation?
It takes approximately 3 - 5 working days.
4. How do I pay?
Just like loans, your bank account will be added to the financing partner’s system. Installments will be debited as per agreed terms.
5. Are there any hidden charges?
There are no hidden charges. Our financing partners will levy only one time processing fee that is equal to 1% of the sanctioned amount.
6. How secure is my information?
For XSTOK, data security is of utmost priority. All of your data will be kept strictly confidential.
7. Why should I arrange loans through Xpress Finance if I have OD or CC limit?
You should choose us because we do quick credit evaluations and loan disbursements, without involving any collateral or tedious paperwork.